Capri Global Capital Ltd Q2FY26 Investor Presentation Highlights
- Financial Performance:
- Consolidated AUM grew 40% YoY to ₹2,70,401 million.
- Net Interest Income increased 57.5% YoY to ₹4,795 million.
- PAT surged 143% YoY to ₹2,360 million.
- Cost-Income Ratio improved significantly from 64.3% to 49.4% YoY.
- AUM Breakdown:
- MSME constitutes 21% of AUM.
- Gold loans represent 38.5% of AUM.
- Housing loans account for 22.1% of AUM.
- Figures include co-lending and directly assigned AUM.
- Business Updates:
- Co-Lending AUM showed steady growth.
- Loan to Value maintained stable at about 72%.
- Branch network expanded to 1,224 branches.
- Strategic Outlook:
- Target to achieve ₹500 billion AUM by FY28 and over ₹1,000 billion by FY33.
- Focus on customized products, geographic expansion, technology, and analytics.
- Financial Metrics (₹ mn):
- AUM: 2,70,401
- Net Interest Income: 4,795
- Non-Interest Income: 2,034
- Operating Profit: 3,453
- PAT: 2,360
- NNPA: 0.7%
- Capital Adequacy Ratio: 32.9%
- ROAE: 14.4%
- ROAA: 4.0%
- ESG:
- Ratings received from SES, NSE, CRISIL, and Sustainalytics.
- Shareholding and Funding:
- Promoter Group holds 59.95%.
- Raised ₹2,630 million from NCDs and CPs in Q2FY26.
Capri Global Capital showcased strong growth in profitability, asset quality, and capital adequacy, supported by strategic business expansion and robust financial metrics in Q2FY26
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